Wells Fargo’s team takes a global approach to business banking.  Meaning not only providing a LOC or Equipment Financing but their ability to streamline A/R and A/P processes in a way that creates efficiencies inside of the organization that saves time and money while improving cash flow.  They think outside the box when it comes to the borrower’s balance sheet and create solutions to current issues but try and look to future growth or financing needs regularly in meetings.  It is not only their job to meet the immediate need, but also their job to be working out in front of future needs through correct loan structuring and also understanding the companies’ goals and growth plans.